Choosing the right casino to play at is a tough choice. Once you’ve selected your casino and created an account, it’s time for another important decision. Moving money in and out of your casino account is done by picking one of many possible payment methods, and it’s important to get it right.
The payment method you choose will impact on how fast and easily you can move money around, the safety and security of your personal details and it can also have implications for your bankroll management. Considering most casinos offer a huge range of different payment methods, it can be a challenge to work out which one is the best.
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Most common online casino payment options
Credit cards are incredibly popular all over the world and you can’t beat them for convenience. Most people already have at least one credit card so there’s no need to set up anything extra, and if you have one, you already know how it works.
Deposit: Deposits are available instantly through credit card and most UK casinos accept Visa and MasterCard.
Withdrawal: Withdrawals can be made via Visa but not all casinos will let you withdraw on MasterCard.
A debit card is essentially like a credit card but instead of borrowing money on it, the funds are taken straight out of your bank account. Debit cards are as convenient as credit cards with the bonus of only being able to withdraw what you have available. Visa Debit and Maestro are the most common in the UK.
Deposit: Debit cards are fast and easy to use for deposits and as long as you have funds available, your money will be there immediately.
Withdrawals: You can use your debit card to make withdrawals although the processing time will vary between casinos.
If you’re looking for convenience with an extra level of security and privacy, you may want to consider using one of the many e-wallets for your casino transactions. E-wallets let you transfer money in and out of your casino account without giving out your bank account or credit card details. The main e-wallets you’ll find in the UK are PayPal, Neteller, Skrill and ClickAndBuy.
Deposits: In general, online casinos love e-wallets and some even offer preferred payment method bonuses to their players who deposit with Neteller or Skrill.
Withdrawals: E-wallets are an excellent method of withdrawal, and many casinos will process e-wallet withdrawals more or less instantly.
This is not a very common method at the moment but it is gaining popularity in the UK. With online banking you can use your bank’s online system to transfer money across to your casino account, as long as you are playing at a UK based casino.
Deposit: Depositing this way is as simple as making any other payment via your online banking although it can take up to 24 hours for your funds to arrive in your casino account.
Withdrawal: Not all casinos will withdraw straight to your bank account, so always check first – you may need to find an alternative.
Also known as a prepaid voucher, cash vouchers are like the old fashioned cheques. You purchase cash vouchers either in person at a vendor or online. You can then redeem the voucher at your online casino to transfer the money straight to your account. A great choice for the privacy conscious.
Deposit: Depositing through cash voucher is very easy. All you need to do is enter your voucher details and unique code. Funds will be there immediately.
Withdrawal: You can’t withdraw funds to a cash voucher so you will need to find an alternative withdrawal method.
Much like prepaid vouchers, prepaid cards like UKash allow you to bypass your bank altogether. Unlike prepaid vouchers, you can top up prepaid cards whenever you like, and most casinos will accept them as a withdrawal method. If there’s a downside it’s the fact that it’s a bit time consuming to transfer money on to them and off them again, but this isn’t a huge deal for most.
Deposit: Using a prepaid card at an online casino is easy and the funds will be available immediately.
Withdrawal: Many casinos will process prepaid card withdrawals quickly which means that you can then use the money elsewhere or transfer it back to your bank account.
Bank transfers are less common than they used to be, but they are still favoured by some casino players. If you want to pay money into your casino account using cash transfer you will need to follow the instructions from your bank or use a third party like Western Union. Bank transfers often incur fees and they can be quite time consuming.
Deposit: You can deposit larger quantities by bank transfer than you can by other methods, which is a definite plus for high rollers.
Withdrawal: Withdrawals can take a lot longer than other methods and there are usually fees involved.
Other Important Banking Information
There are a few other factors to be aware of when choosing the right payment method for you. One of these is withdrawal limits. Different deposit and withdrawal methods often come with different limits. While this shouldn’t be a problem for most players, if you land a big win or you’re a regular high roller you might need to look for a method that allows for larger transactions.
Timing can also be a big factor, especially when it comes to withdrawals. The withdrawal time varies immensely between different casinos, and different withdrawal methods. Generally you will find e-wallets and credit cards are the fastest while bank transfers can take a number of weeks.
Be aware that before you can make a withdrawal from your casino account you will need to provide personal identification and have it verified by the casino. This can take a while to process so it’s a good idea to get it out the way as early as possible.
Payment Method FAQ
- How safe it is to use my credit card?
Credit cards are generally considered a safe payment method as long as you are playing at a reputable online casino. Before you give your credit card details to any casino always check their security information and ensure they are independently verified and audited. If you’re concerned about credit card security or the site looks at all suspicious, you may want to consider using a more secure payment method like an e-wallet or prepaid card.
- How can I make a deposit?
To make your first casino deposit you will need to sign up for an account and then navigate to the casino’s banking page. Here you will find a guide for the different payment methods – depositing is very easy and for most methods your money will be available immediately.
- How can I cash out my winnings?
At most online casinos you will need to provide some personal identification before you can make a withdrawal. This is for your security and the casino’s protection. The good news is you only need to provide this documentation once, not every time you make a withdrawal. Generally you will be required to upload your documents to the casino who will then verify them. Once this is all done, you can make a withdrawal through the banking section of the casino site. In most cases you will need to withdraw using the same method as you deposited, but check your individual casino’s policy.
- How long does it take to cash out?
The length of time it takes depends on the casino and their individual policy and processing times. It also depends on the method you are using to cash out. Cash out times can be anything from a few hours to a few weeks. Generally, e-wallets and prepaid cards have the quickest cashout times, while bank transfer and cheque will take longer. Always check with your casino.
- Are there any withdrawal limits?
You will find that all online casinos have withdrawal limits, restricting how much you can take out of your account in any given transaction, or during a day, week or month. These vary between casinos, so check carefully, especially if you are a high roller. Large wins may need to be withdrawn in instalments.